Surcharges, Dual Pricing, And Payment Fraud Prevention
Maximize Profits & Protect Yourself from Fraud and Non-compliance
Enjoy More Profit, Peace of Mind, and Security
Processing fees, terminal markups, and compliance risks quietly erode your margins. Suede helps you reduce card costs, avoid non-compliance penalties, and protect revenue with structured, transparent payment solutions.
01
Offset Up to 4% in Processing Fees
02
Lower Terminal & Equipment Costs
03
Clear, Transparent Pricing
04
Avoid Costly Compliance Penalties
05
Reduce Chargebacks & Fraud Risk
Save 3–4% on Every Transaction with Fully Compliant Surcharges, Dual Pricing, or Cash Discounts
Rising processing costs should not reduce your margins. Suede provides compliant surcharge, dual pricing, and cash discount solutions that help offset card fees while maintaining clear, structured pricing.
Dual Pricing
Suede’s dual pricing program allows you to display separate cash and card prices at checkout. Customers clearly see both options before paying, helping you offset processing costs in a compliant and transparent way.
- Cash and card prices displayed clearly on terminal
- Price difference structured to offset card fees
- Receipt reflects compliant pricing breakdown
- Legal in all 50 states when properly implemented
- Designed to reduce reliance on traditional surcharge models
Surcharge
Suede’s surcharge program allows businesses to apply a regulated fee to credit card transactions in accordance with card brand rules. The structure includes proper disclosures to help reduce compliance risk.
- Surcharge applied only to eligible credit card transactions
- Clear disclosure at point of sale and on receipts
- Structured to meet card brand requirements
- Not permitted on debit card transactions
- Must follow state and network regulations
Cash Discounts
Suede’s cash discount program lets you display a clear card price while offering a small discount to customers who pay with cash. The structure is transparent, compliant, and easy to implement.
- Discount typically capped at 4% and applied to cash payments
- Card price clearly displayed at checkout
- Receipt shows proper pricing breakdown
- Legal in all 50 states when structured correctly
- Compliant alternative to traditional surcharge models
Dual Pricing
Suede’s dual pricing program allows you to display separate cash and card prices at checkout. Customers clearly see both options before paying, helping you offset processing costs in a compliant and transparent way.
- Cash and card prices displayed clearly on terminal
- Price difference structured to offset card fees
- Receipt reflects compliant pricing breakdown
- Legal in all 50 states when properly implemented
- Designed to reduce reliance on traditional surcharge models
Surcharge
Suede’s surcharge program allows businesses to apply a regulated fee to credit card transactions in accordance with card brand rules. The structure includes proper disclosures to help reduce compliance risk.
- Surcharge applied only to eligible credit card transactions
- Clear disclosure at point of sale and on receipts
- Structured to meet card brand requirements
- Not permitted on debit card transactions
- Must follow state and network regulations
Cash Discounts
Suede’s cash discount program lets you display a clear card price while offering a small discount to customers who pay with cash. The structure is transparent, compliant, and easy to implement.
- Discount typically capped at 4% and applied to cash payments
- Card price clearly displayed at checkout
- Receipt shows proper pricing breakdown
- Legal in all 50 states when structured correctly
- Compliant alternative to traditional surcharge models
Are Surcharges, Dual Pricing, and Cash Discounts Legal in Your State?
Dual pricing and cash discount programs are legal in all 50 states when implemented in compliance with card brand rules. Surcharge programs are also permitted in most states, provided disclosure and structure requirements are followed.
Dual Pricing, Cash Discounting & Surcharging are legal.
Dual Pricing and Cash Discounting are legal. Surcharging is not.
Dual Pricing and Cash Discounting are legal. Surcharging is legal at a maximum of 2%*
Dual Pricing is legal. Surcharging is legal in Restaurants only.
How Much Will You Save on Processing Fees by Switching to Suede?
Every business processes differently. Use the calculator below to estimate how much you could offset through a compliant dual pricing or cash discount program. Adjust your average transaction size, monthly card volume, and processing rate to see your projected savings.
Total savings breakdown:
Your total savings per year
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Protect Your Profits & Maximize Cashflow
Reducing processing fees is only part of the equation. Suede helps you safeguard revenue, reduce fraud exposure, and improve cash flow with structured, compliant solutions designed for growing businesses.
- Payment fraud protection tools to help reduce preventable losses
- Chargeback monitoring and dispute guidance
- Secure, PCI-aligned configurations
- Equipment financing to preserve working capital
- Cash advance programs based on your sales
- Same-day or next-day funding availability
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