Faster Funding. Smoother Growth.

Same-Day Funding, Crafted for Merchant Growth

Help new merchants access funds faster and improve cash flow from day one with a streamlined funding experience. Built to support ISOs in delivering stronger merchant value from the start.

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Turn Faster Funding into Better Cash Flow Control

Same-Day Funding reduces the gap between transactions and payouts, helping merchants manage expenses, plan ahead, and operate with greater confidence.

For ISOs, it creates a stronger reason to engage merchants early and deliver value beyond payment processing.

Simple, Transparent, and Designed for Impact

Approved, eligible new merchants with an active Suede processing account can benefit from

Available to eligible, approved new merchants. Terms apply.

No monthly fees

No minimum processing requirements

Access funds faster

Quick, simple activation

Direct deposit to a linked business bank account

A Stronger Way to Start the Merchant Relationship

Same-day funding gives agents a clear, practical value point to introduce early, helping simplify conversations, build trust, and improve close rates.

Easier conversations with new merchants
Clear value from the first interaction
Stronger confidence during onboarding
More support without added complexity

Easier conversations with new merchants
Clear value from the first interaction
Stronger confidence during onboarding
More support without added complexity

A Smooth Path from Application to Activation

Most accounts go live within 1–2 business days.

Submit the application

Verify business and banking details

Get approved and start funding

Start Offering Faster Access to Funds Today

Help your merchants access funds faster while creating a smoother, more confident onboarding experience.

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Same-Day Funding FAQ

Don’t see answers to your questions? Feel free to reach out!

What is same-day funding for merchants?

Eligible merchants can receive funds from approved transactions within the same business day, improving cash flow.

How does same-day funding work in payment processing?

Approved transactions submitted before the cut-off are processed and deposited into the merchant’s business bank account the same day.

Who qualifies for same-day funding?

Approved, eligible merchants who meet underwriting criteria and maintain an active processing account.

What is the cut-off time for same-day funding?

Cut-off times vary by processing and banking schedules. Transactions submitted later are typically funded the next business day.

Does same-day funding work on weekends and holidays?

Funding timelines depend on bank processing days and may vary on weekends and holidays.

How fast is same-day funding for merchants?

Eligible funds are typically deposited within the same business day, depending on approval and processing timing.

Is same-day funding a loan or cash advance?

No, it provides faster access to funds from approved transactions—not a loan or cash advance.