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Merchant Funding Solutions

Fuel Your Business Growth with a Merchant Cash Advance 

Suede provides merchant funding solutions that give businesses fast access to working capital based on future sales. Our merchant cash advance program offers simple approvals, revenue-based repayment, and scalable partnership opportunities for long-term success.

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Explore the Benefits of Merchant Funding Solutions

Access working capital with transparent terms and dedicated support. Our merchant funding solutions help businesses grow while offering partners a reliable merchant cash advance partnership model for long-term success.

01

Flexible, Revenue-Based Repayment:

Repayment is collected as a fixed percentage of daily card sales, typically between 5% and 20% – with a factor rate agreed upon upfront.

02

Fast, Streamlined Approvals

Minimal paperwork and efficient underwriting help you receive funding quickly, often within days.

03

No Collateral Required

Approval focuses on business performance and processing history rather than heavy assets or complex banking criteria.

04

Merchant Cash Advance Partnership Program

ISOs and referral partners can expand revenue by offering structured merchant funding solutions with ongoing support and transparent deal management.

Move Forward with Smarter Merchant Funding Solutions

See If You Qualify
Trusted by 12000+ Merchants nationwide
Merchant Logo - Crown Fried Chicken
Merchant Logo - Harley Davidson of Staten Island
Merchant Logo - Kennedy Fried Chicken
Merchant Logo - La Piazza
Merchant Logo - Murphy Auto Group

Working Capital Designed for Real-World Merchants

Not every business qualifies for traditional bank loans. Our merchant cash advance is based on your transaction history, with repayment taken as a percentage of daily card sales.
Apply in 5 minutes for same-day approval
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Minimum Requirements
  • At least 4 months of processing history
  • Minimum $5,000 in monthly revenue
  • Active card processing history
  • No traditional collateral required

Merchant Cash Advance Solutions
by Industry

Every business operates differently. Our merchant funding solutions are structured to align with
your revenue model and operational needs.
Businesses We Serve

Retail

Fund inventory expansion, seasonal growth, and store improvements.

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Restaurant

Manage payroll, kitchen upgrades, and fluctuating cash flow.

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E-commerce

Scale marketing, inventory, and digital growth initiatives.

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Service Business

Cover payroll cycles and project-based expenses.

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High-Risk Processing

Performance-based merchant cash advance options for industries traditional lenders often decline.

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Custom Payments

Tailored merchant funding solutions built around your transaction volume and growth strategy.

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Upgrade Your Equipment Without Slowing Your Growth

While merchant cash advances provide working capital, Suede also offers equipment financing for businesses upgrading POS systems and terminals.
Expand your payment capabilities with Suede
Payment Capabilities

Preserve Cash Flow

Spread equipment costs over time so you can keep working capital available for operations, marketing, and growth.

Modernize Your Technology

Upgrade POS systems, POS terminals, and hardware to improve speed, security, and customer experience.

Flexible Financing Terms

Choose repayment options that align with your revenue cycle and long-term business goals.

Growth Stories Powered by Suede

User

Vincent Scura Jr.

Owner of Harley Davidson of Staten Island and Titan Motor Group

User

Louis Branchinelli

Owner of La Piazza Italian Restaurant Group

User

Mary Slater

Owner of Post Road Market

Vincent Scura Jr.

Owner of Harley Davidson of Staten Island and Titan Motor Group

“We were looking to cut expenses and reinvest in the business. Suede helped reduce credit card costs, enabling us to grow and hire more staff”.

Louis Branchinelli

Owner of La Piazza Italian Restaurant Group

“Thanks to Suede we were able to eliminate the card payments and are able now to put more of our hard earned money in our own pockets”.

Mary Slater

Owner of Post Road Market

“When I learned about Suede, I knew I could offer my customers a cash discount, eliminate the fees, and keep more of my money. I said let’s do it!”

Ready to Strengthen Your Cash Flow?

Access funding structured around your sales and designed to support real business growth,
without traditional loan barriers.
Join Suede

Merchant Funding Solutions FAQ

Have questions about merchant funding or partnerships?
Contact Us
What is a merchant cash advance?
A merchant cash advance is a funding solution that provides businesses with upfront working capital in exchange for a percentage of future credit and debit card sales.
You receive a lump sum of capital upfront. Repayment is automatically collected as a percentage of your daily or weekly card transactions until the agreed amount is fulfilled.
Repayment is based on a fixed percentage of your card sales. When sales increase, payments increase. When sales slowdown, payments adjust accordingly.
Most merchant cash advance applications receive a funding decision within a few business days after required documentation is submitted.
Most businesses need at least 3–6 months in operation, consistent monthly revenue, and active card processing. Approval is based primarily on business performance.
No. A merchant cash advance is not a traditional loan. It is an advance based on future sales revenue and does not require fixed monthly payments.
Yes. Merchant funding solutions are often available for high-risk industries that may not qualify for traditional bank loans.
A merchant cash advance partnership allows ISOs and referral partners to offer merchant funding solutions to their clients and earn commissions.

Merchants

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